Minnesota Employers Insurance Services | Insuring Maplewood & Minnesota

Minnesota Employers Insurance Services is an Independent Insurance Agency specializing in writing Business insurance and Personal insurance along with Life and Health insurance with today’s top insurance carriers.

We have over 30 years experience in the insurance industry helping clients find the right insurance coverage’s for their business and for their personal insurance needs at an affordable cost.

Our goal is to provide you with the best customer service possible and to continue to work hard to earn your business.

What Insurance Do I Need To Rent Out My Home On Airbnb?

Posted: February 16, 2020

Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...

How HRAs Offset Premiums & Deductibles For Group Plans

Posted: February 13, 2020

A health reimbursement arrangement (HRA) can offset premiums and deductibles in a group health insurance plan. These savings are realized when a high-deductible health plan (HDHP) is combined with a Deductible-Gap HRA. Employers can benefit by saving money and reducing overhead with a high deductible, while the effect on employees is offset by the HRA. What Is An HRA? An HRA is an employer-funded account...

What Should I Do If My Co-Workers Start Getting Sick?

Posted: February 10, 2020

Flu season is upon us, and too many people are showing up for work sick. Perhaps they have deadlines to meet or simply cannot afford to miss an important meeting. Or maybe they missed that part in science class when the germ theory was covered. Regardless of the reason, the problem remains the same. Sick co-workers spread germs around and put others at risk for...

Minnesota Employers Insurance Services specializes in Business insurance and Personal insurance along with Life and Health insurance with today’s top insurance carriers.

Insuring Maplewood and All of Minnesota

Our goal is to provide you with the best customer service possible and to continue to work hard to earn your business.

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Recent News & Updates

What Insurance Do I Need To Rent Out My Home On Airbnb?

How HRAs Offset Premiums & Deductibles For Group Plans

What Should I Do If My Co-Workers Start Getting Sick?

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