If you are planning a wedding, you may want to protect against financial losses with a custom wedding insurance policy. We all hope that every detail will be perfect, but unexpected events do happen. What if your venue, where you paid a deposit in advance, suddenly declared bankruptcy or goes out of business? What if for unforeseen reasons, such as a medical emergency or a death in the family, your wedding must be postponed? What if that perfect wedding dress is not ready, or disappears? All of these problems have happened to people, and some of them – without wedding insurance – were left struggling to figure out how to cover the cost of these losses.
A wedding insurance policy protects you against various situations that could occur, and we hope none of them happen on your special day. Even with the best planning, things can go wrong, including heavy storms that make your venue unavailable, the loss of expensive jewelry, or a guest who gets injured. Your wedding insurance policy covers these unexpected events and makes it possible to move forward without suffering a real financial disaster.
Wedding parties typically include alcohol consumption, and some guests may consume too much. Host liquor liability insurance protects you from losses associated with an injury after a wedding guest was served too much. Let’s face it, the bride and groom are not busy watching the alcohol consumption of every guest, but may still be held liable if something goes terribly wrong, such as a guest driving off when over the legal limit and getting in an accident. Protect yourself and your future – get wedding insurance coverage as part of your planning.
At Minnesota Employers Insurance Services in Maplewood, Minnesota, we can help. We know how important this day is for you and your intended spouse, and our goal is to help you start your lives out right, without incurring losses that could have been avoided. We are local and available to show you the various options, from simple cancellation or postponement coverage to custom wedding insurance that covers every eventuality. Call today!